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Your Account is secured by the designated shares you have in a share account, be it an individual or joint account. You may not withdraw amounts that have been specifically pledged to secure your Credit Card Account until the Credit Union agrees to release all or part of the pledged amount.
While your credit card statement can be a great way to keep track of your purchases, this can make it difficult if you’d rather keep some of your credit card purchases private.
You can even borrow up to 60% of your contract value.* †Contract Rates are Risk Based Priced using the applicant’s FICO® Score.
Actual Rate for each particular Cardholder is specified in Credit Card Addendum.
In an Australian survey conducted by au in August 2016, 25% of Australian cardholders admitted to using their credit card to purchase sex toys online, 10% paying for pornography on plastic and 11% using their card for hygiene products.
There are no application or annual fees, plus, the application process is quick, so you get your money fast!
The difference is that a gift card isn’t under your name, unlike a credit card, debit card or prepaid card.
Just check to see if purchasing gift cards will be considered a credit card “purchase” or a “cash advance”, which could incur additional fees and charges.
Let’s say you share a bank account with your partner or you look at each other’s statements to keep track of your expenses, but there are some purchases that you’d rather keep to yourself.
If you’ve ever found yourself in this situation, here we share insights from a discussion with personal to learn some clever tricks that she and her clients use to hide purchases from their partners.